The Telangana authorities, which supplies the best precedence to welfare schemes for the poor, can also be ambitiously implementing the ‘interest free loans’ scheme for girls.
Aadhaar Link To Interest Waiver On Women Loans
Aadhaar link to Srinidhi Loans: The Telangana authorities, which has given the best precedence to welfare schemes for the poor, can also be ambitiously implementing the ‘interest free loans’ scheme for girls. However, in view of the latest amendments to the ‘Aadhaar’ Act, the State Panchayati Raj Secretary has issued orders requiring girls to have an Aadhaar card number as a matter of obligation if they need to avail advantages below the scheme.
Panchayati Raj and Rural Development Secretary Sandeep Kumar Sultania on Tuesday directed girls self-help teams (SHGs) who’ve availed loans by means of Srinidhi Bank to link their Aadhaar numbers to their financial institution accounts to avail interest rebates. If there is no such thing as a Aadhaar number, the number utilized for Aadhaar will be included. Otherwise, authorities identification playing cards with photograph, financial institution passbook, PAN card, passport, ration card, voter card, employment job card, Kisan card and driving license have to be dutifully linked.
Governments are launching a number of schemes to assist girls thrive economically. The authorities has launched an formidable girls’s fund scheme to shield members of ladies’s associations from the burden of excessive interest debt. The scheme was launched to present earnings technology loans to the poorest households residing within the state i.e. SC, ST households, feminine owned households (single girls), households with disabilities, economically backward girls and landless households.
A most of Rs 1,50,000 per group and Rs 15,000 per member within the type of loans. The scheme will present the required quantity to the members of the ladies’s associations in a well timed method. About 50 per cent of the loans given below the scheme will probably be supplied to members of poor and needy communities. Loans are disbursed below this scheme inside 48 hours for emergency wants, earnings improvement applications and change wants.
The loans given below the Women’s Fund can be utilized by the members of the ladies’s associations for his or her youngsters’s schooling, household medical wants, utility wants and earnings improvement applications. A most mortgage of Rs. 25,000 / – for baby schooling and baby marriage will probably be given below this scheme. Loans up to a most of Rs. 25,000 for buffalo rearing and up to Rs. 15,000 for emergencies are given at interest. This quantity have to be repaid in installments inside 24 months. Only six poor girls members within the present group are granted loans. Interest-free loans additionally apply to girls’s loans from April 1, 2013.
If that is the case, the Telangana authorities has made it clear that it’s going to observe an analogous coverage to fully waive interest on those that have already taken loans. Every girl has the ability to avail interest free mortgage up to a most of 5 lakh rupees below this scheme.
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